Lifestyle Living Purposed

3 TIPS FOR SAVING MONEY DURING THE HOLIDAY SHOPPING SEASON

gifts, presents, holiday, christams

Purposeful Savings

With Christmas approaching, we are all reaching down into our wallets for extra cash to spend on loved ones or ourselves.  You may have your eye on the perfect outfit for Christmas dinner or looking to buy someone near and dear to your heart a great gift. Whatever you’re splurging on this holiday season, it’s important not to break the bank, especially if you have purposeful financial goals in place! I have put together a list of helpful tips that will surely help you save money and your sanity!  Check them out!

 Cut Back on Personal Luxuries

I know, I know – none of us want to give up our own pleasures, but it’s a great way to save money during the holiday shopping season. If you’re a regular at starbucks, cut your Caramel Brulee’ Lattes from one a day to one a week and try a smaller size; if you normally get a grande, try a tall.  You will save approximately $ 25 dollars a week, which could be a great scarf for your sister, or go towards that amazing blazer you’ve had your eye on for the company Christmas party!  Whatever it is that you splurge on, but isn’t a necessity – cut it out of your budget.  You’ll thank me later!

Shop For Essentials In bulk at A Less Expensive Store

This one is for all of my WholeFoods and Trader Joe’s junkies lol or perhaps you prefer Sephora or Mac for your beauty needs; Target over Walmart?  I suggest giving your wallet a break by grocery shopping at Kroger for your weekly food items and other essentials.  Focus on deals that allow you to buy in bulk at a discounted price.  Kroger has implemented a great health/organic section at a fraction of the cost of your premium grocery, making it an easy transition.  If you are already a Kroger (or equal) shopper consider browsing through their weekly coupons for extra savings.  Are you running out of facial cleanser or eyeliner? Instead of refilling your more expensive brand, give budget friendly beauty brands a try.  I have found great substitutes in CVS that will allow me to save another $25-$30 dollars.

 Set Aside a Certain Amount of Money Each Week

This is a great life long savings tip.  My mom recently told me “if it’s in your checkings account, you’ll spend it”  and she is totally right.  If you are putting all of your money into one accessible place, more than likely you will spend it before you even realize you have it.  Set aside a few dollars each paycheck or at the end of each week leading up to Christmas for some extra spending money. Put those twenty-five dollars you saved from the tips above in a safe place (savings account, shoe box etc) and don’t pull it out until it’s needed!  By securing your extra cash, you are sure to come out on the other side of the holidays, winning and still on track with all of your saving goals!

I hope these simple, yet affective tips were helpful!  How are you saving money this holiday season?  Let me know below!

-with purpose, Sydnie

 

 

 

 

 

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4 Comments

  • Reply
    Rob
    December 6, 2016 at 12:27 PM

    Great tips and I don’t mean gratuity lol, this advice will help oneself to get ahead financially during special times and through out the year. Thanks!

    • Reply
      Sydnie Spivery
      December 6, 2016 at 7:29 PM

      LOL good one! glad you enjoyed it! 🙂

  • Reply
    Gramma Dyann
    January 16, 2017 at 10:57 PM

    Super article! Thanks for helpful suggestions. Keep up the purposeful good job!

    • Reply
      Sydnie Spivery
      January 22, 2017 at 10:32 PM

      Thank you so much!! 🙂

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